A universal certificate is the best gift for any occasion, it is valid for all services and stores presented on the site.
Universal gift certificate is not a means of payment in the institution. It requires mandatory activation - exchange it for electronic or physical certificates of the desired institution.
All transaction costs associated with the physical delivery of certificates, paid by the client who directly performs the activation. Validity of certificates is 60 months. This rule took effect from 05.02.19. After the expiration date, the certificate is not possible to use.